First-time buyer help around Waco

Are there down payment assistance programs for first-time buyers in Waco?

Yes. Two statewide programs work in McLennan County. TDHCA's My First Texas Home pairs a fixed-rate loan with down payment help for first-time buyers. TSAHC offers Home Sweet Texas and Homes for Texas Heroes, for teachers, first responders, veterans, and others. Income and price limits apply, and you use an approved lender. We can connect you with one and walk you through which program fits.

Official sources

• TDHCA: homebuyer programs
• TSAHC: down payment assistance

Reviewed 2026-09 by Duck Brothers Real Estate · TREC Broker #9009651. General information, not legal, tax, or lending advice.

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Duck Brothers Real Estate · TREC Broker #9009651 · Equal Housing Opportunity. Market figures come from MLS listings as of September 26, 2026 and are not a guarantee of value.