What title insurance costs in Texas

Is title insurance cheaper at one Texas title company than another?

No. In Texas the Department of Insurance sets title insurance premiums, so every title company charges the same premium for the same policy, based on the sale price or loan amount. Where title companies differ is escrow fees, service, and speed. In many Texas sales the seller pays for the buyer's owner's policy, but that's negotiable in the contract.

Official sources

• Texas Department of Insurance: title insurance FAQ

Reviewed 2026-09 by Duck Brothers Real Estate · TREC Broker #9009651. General information, not legal, tax, or lending advice.

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Duck Brothers Real Estate · TREC Broker #9009651 · Equal Housing Opportunity. Market figures come from MLS listings as of September 26, 2026 and are not a guarantee of value.